Martin Kwame Awagah is a leading voice in Africa’s digital transformation and fintech ecosystem. As President of the Ghana FinTech and Payments Association and a Board Member of the Africa FinTech Network, Martin works at the intersection of innovation, regulation, and financial inclusion, thereby helping governments, businesses and development partners design policy, infrastructure and solutions that enable inclusive digital economies. With close to two decades of experience spanning fintech strategy, payment systems and economic development, with digital financial services across Africa and the Caribbean, Martin advises on scalable technology adoption, inclusive finance and responsible digital transformation. His work is rooted in aligning innovation with public policy and regulatory reforms to empower underserved communities and accelerate economic resilience. Martin has led national and regional initiatives on digital payments, cybersecurity awareness, artificial intelligence and blockchain, capital markets digitization, and is a sought-after speaker on the future of fintech, embedded finance, regulatory innovation, and the role of technology in shaping the next frontier of African development.